Custom Software Solutions for Managing General Agents
Every MGA is different. Some need one focused tool to fix a specific bottleneck. Others need a complete system rebuild that transforms how the whole business runs. Either way, we build it around you — not around a template.
- MGAs managing delegated authority arrangements need airtight controls — we build them in from the ground up.
- Bordereaux reporting errors cost time and carrier relationships — our data management tools eliminate them.
- The MGA market is growing fast — the right technology stack is now a competitive differentiator, not just an operational necessity.
Solutions We Deliver to MGAs
Here’s what we deliver to MGAs and program administrators across the board — from targeted point solutions to end-to-end platform builds.
Core MGA solutions
- Policy administration systems.
- Underwriting software.
- Exposure and portfolio risk tools.
- Claim management solutions.
- Insurance product management systems.
- Rating and pricing engines.
- Delegated authority management tools.
- Capacity management software.
Portals, CRM & finance
- Insurance broker and agent portals.
- CRM for insurance MGAs.
- Insurance accounting software.
- Commission management tools.
- Compliance management software.
- Document and correspondence management.
- Data analytics and reporting systems.
AI & advanced tools
Traditional lines software
Alternative lines software
- Parametric insurance software.
- Microinsurance software.
- Usage-based insurance software.
- Behavior-based insurance software.
IT Services for Insurance MGAs
From strategy and architecture through to delivery and ongoing support, we cover every dimension of insurance technology — so you get a complete solution, not just code.
Digital transformation consulting
We assess your current technology landscape, identify the highest-value opportunities, and build a practical transformation roadmap built around your MGA’s operating model. Strong project management consulting keeps every workstream on track.
Software consulting
Clear requirements, realistic cost estimates, and a development roadmap you can actually follow — before a single line of code is written.
Technology consulting
AI/ML, big data, and blockchain advisory tailored to insurance. We help you evaluate which technologies deliver real value for your MGA — and which ones don’t.
IT infrastructure & cloud
Our IT infrastructure consulting and cloud consulting teams design, migrate, and manage cloud-based infrastructure optimized for insurance workloads — secure, scalable, and compliant with industry standards.
Software engineering
Full-cycle engineering of insurance software — from architecture design and LLM and GenAI implementation to a fast first MVP. We handle software integration and API work, and can scale your team with team augmentation — with releases every 2–3 weeks so your project keeps moving.
Legacy software modernization
Legacy policy admin and underwriting systems holding you back? We modernize aging platforms — re-architecting into microservices, cloud migration services, or rebuilding based on what makes the most business sense. Legacy software integration and code review and refactoring keep the transition clean.
Enterprise data management
Our data analytics consulting team handles data integration, data warehouses, data lakes, and big data implementation — turning your bordereaux, claims, and exposure data into clear business intelligence (BI) services and data visualization.
Managed IT services
Day-to-day management of your insurance IT environment — application support and maintenance, IT infrastructure management and optimization, a managed help desk, managed DevOps services, and managed security services so your team stays focused on underwriting.
Security & compliance
Security built in from the start — not added as an afterthought. Our cybersecurity consulting covers IT security audit, security testing, SIEM, and compliance assessment against NYDFS, GDPR, and HIPAA — satisfying Lloyd’s, carrier, and regulatory requirements.
QA consulting
Independent testing and QA for your insurance software projects — functional, regression, performance, and compliance testing managed by a dedicated QA team.
SaaS consulting
If you’re building a cloud-based insurance tool for the MGA market, we advise on product strategy, architecture, go-to-market, and SaaS-specific technical decisions.
Bilal Khan
Insurance IT Consultant and Lead Business Analyst
at INNERLUXES
“For MGA platforms, we test against real delegated authority scenarios, bordereaux edge cases, and carrier integration contracts — not just generic functional coverage. Compliance requirements are built into our test plans from sprint one, so nothing gets missed before go-live.
Selected Projects by InnerLuxes
How You Benefit From Working With INNERLUXES
We’re not a generic IT vendor that dabbles in insurance. We bring deep domain knowledge, proven delivery practices, and 132+ professionals who understand the pressures MGAs face.
Insurance domain depth
We understand delegated authority frameworks, bordereaux reporting, Lloyd’s standards, and the compliance landscape MGAs operate in — so we speak your language from day one.
Reduced development costs
Reusable insurance components, clear scoping, and experienced project management keep your budget under control without cutting corners on compliance or quality.
Seamless carrier integration
We build APIs and connectivity solutions that integrate with carrier portals, broker systems, and third-party data providers — no manual workarounds, no data silos.
AI & advanced tech access
AI-assisted underwriting, predictive analytics, fraud detection, and blockchain-based smart contracts — we bring the technologies that give specialist MGAs a real edge.
Clean project documentation
Every architecture decision, integration, and compliance control is documented clearly — so your product is easy to audit, maintain, and evolve as regulations change.
Compliance-first approach
Regulatory compliance isn’t an afterthought. We build security and compliance controls into every layer — satisfying carrier, Lloyd’s, and FCA requirements.
Releases every 2–3 weeks
Agile delivery, mature CI/CD pipelines, and strong DevOps practices mean your MGA platform keeps evolving — with working features shipping on a consistent rhythm.
99.98% app availability
Load balancing, proactive monitoring, and cloud-native architecture keep your MGA platform running when it matters most — because downtime costs business and trust.
Quality management controls
We track what matters, report honestly, and catch issues early. You always know where your project stands — no surprises, no last-minute fire drills.
Built to scale with you
Modular architecture and clean API design mean adding new lines, markets, or carrier relationships later is fast and safe — your platform grows as your MGA grows.
Technologies We Use for Insurance MGA Solutions
We pair proven enterprise technologies with modern tools — choosing the right stack for your MGA’s scale, compliance needs, and integration requirements.
Front-end programming languages
HTML5
CSS3
JavaScript
Angular
React
Meteor
Vue.js
Next.js
EmberBack-end programming languages
.NET
Java
Python
Node.js
PHP
GoMobile
iOS
Android
Xamarin
Cordova
PWA
React Native
Flutter
IonicLow-code development
Power Apps
Power Automate
App Engine Studio
BubbleDatabases / Data Storages
SQL Server
MS Fabric
MySQL
Azure SQL
Oracle
PostgreSQL
Cassandra
Hive
HBase
NiFi
MongoDBCloud Databases, Warehouses & Storage
Amazon S3
Redshift
DynamoDB
DocumentDB
Amazon RDS
ElastiCache
Data Lake
Blob Storage
Cosmos DB
Synapse Analytics
Cloud SQL
Cloud DatastorePlatforms
Dynamics 365
Salesforce
Magento
SharePoint
ServiceNow
Power BI
SAPDevOps
Docker
Kubernetes
OpenShift
Mesos
Azure DevOps
Jenkins
TeamCity
AWS Dev Tools
Prometheus
Grafana
Datadog
ElasticsearchMGA IT Solutions – Q&A
Yes. We have deep familiarity with delegated authority frameworks, bordereaux reporting requirements, and Lloyd’s and London Market standards. Compliance is built into our solutions from day one — not bolted on at the end.
Absolutely. We build insurance APIs and connectivity solutions that integrate with carrier portals, broker systems, rating platforms, and third-party data providers. We’ve done this across dozens of insurance environments.
Focused tools and targeted modules can be delivered within weeks. Full platform builds follow a scoped roadmap — we recommend starting with a prioritized MVP to get you to market faster, then building iteratively from there.